It is critical that you have a feasibility & recommendation report for each development. This report includes key financial projections, SWOT Analysis (Strengths, Weaknesses, Opportunities, and Threats), and Recommendations. This report has also proven to be critical in securing various loans and other financing sources.

Do you need Ginosko perform this analysis for you?

Developments at their conceptual phase can incur over $150,000 in predevelopment costs. Ginosko regularly coordinates predevelopment funding to cover these costs.

Do you need Ginosko to help you find predevelopment funding for your project?

Obtaining financing at satisfactory terms is a very difficult process; however, Ginosko understands the loan underwriting process and how to select the best loan program available, securing the best terms and financing rates for the project’s development needs. Furthermore, Ginosko compiles and completes the proper loan applications and due diligence underwriting documents, walking through every step of the process – from program selection to loan closing. Ginosko has extensive experience with conventional, FHA/HUD, FNMA, GNMA, tax-exempt bond direct and pass-through loan (conduit financing) programs and has worked with several different lenders and government agencies. Ginosko's familiarity with their underwriting procedures, due diligence requirements, forms, documents and staff members makes for a smooth loan financing process.

Do you need Ginosko to help you identify the correct loan product for your project?

Ginosko has its own equity fund and works closely with investment groups to evaluate company ownership structure, cash-on-cash preferred returns, projected IRRs and the acceptable waterfall of benefits for investors. Ginosko also enhances the strength of those projected results through evaluating and mitigating the various risks to a project and maximizing rewards available. Ginosko constantly evaluates potential changes in equity markets and stays on top of changes in legislation in order to maximize equity to the project and returns to investors.

Do you need Ginosko to help you identify private equity sources?

Is the project designed in the most efficient manner? Ginosko collaborates with the architect and engineers to ensure that the latest in housing design techniques and technology are employed on each development.

Do you need Ginosko to provide architectural planning and engineering services for your project?

There may be tax advantages and financial incentives in one location vs. another. It is Ginosko's job to understand the site or work with engineering experts to discover the right location and perform the necessary site evaluation and recommendations as to whether the area is suitable for development pursuant to the desired objective. Zoning, unit density, soil types, utility availability and wetlands are among the factors we consider in evaluating a prospective site.

Do you need Ginosko to help you select or acquire the site for your project?

Sufficient demand for the prospective location is another important factor in any project. Ginosko has assisted non-profit organizations, municipalities, government agencies, and financial institutions with the development of and strategic solutions for housing alternatives across the country. Not all market studies are created equal. Ginosko's years of experience make a crucial difference when applied to selecting the right consultant, coordination and evaluation of a market study. Ginosko forms reliable conclusions from careful analysis of data provided to our team of experts.

Do you need Ginosko to help you coordinate and analyze a market study for your project?

Since the early 1970’s, Congress has recognized a need for economic incentives to invest in various types of housing, particularly affordable housing. Being an experienced owner of projects that utilize these congressional benefits, Ginosko has the ability to tap into many of these incentives. Ginosko's staff assesses each project and evaluates whether and how it can qualify for these funds. Should we determine that it qualifies; Ginosko compiles, completes, and submits the necessary documentation.

Do you need Ginosko to help you acquire these types of incentives?

There are many factors that could significantly impact the feasibility of a project, from zoning ordinances to environmental issues such as hydro-geological, geotechnical, Brownfield redevelopment, pavement and roofing design, construction materials testing, and special materials evaluation. Ginosko's expertise in choosing the right environmental consultants as well as evaluating the information provided can be the deciding factor in project implementation.

Do you need Ginosko to evaluate your project for potential zoning or environmental issues?

Is the local government happy with your idea? Ginosko is experienced in successfully obtaining site plan approval. We compile and complete the proper plans and applications to the appropriate local government departments. Furthermore, Ginosko's staff communicates with government officials and brings our long-standing history of quality experience to advocate for your idea at approval meetings.

Do you need Ginosko to help you obtain site plan approval for your project?

Certified 501(c)(3) tax exempt organizations have been given special preferences by Congress. These preferences enable nonprofits to more easily compete for funds and to obtain favorable treatment of certain non-recourse financing. Ginosko’s long standing history with nonprofits in housing has furnished trustworthy counsel and cultivated client confidence. GDC helps our nonprofit partners take advantage of these special preferences.

Do you need Ginosko to help you identify or consult with a not-for-profit for your project?

A key source of financing that can be utilized to help pay for development costs is Low Income Housing Tax Credit equity, as well as Historic Tax Credit equity or Brownfield tax incentives. Equity funds are raised through the sale of Low Income Housing or Historic Rehabilitation Tax Credits, or an allocation and monetization of Brownfield incentives, and Ginosko has the expertise to acquire and successfully implement the needed equity.

Do you need Ginosko to help you acquire the above tax credits for your project?

If the market study was carefully analyzed and validated, the project should not have a problem in its marketing and lease up efforts. Ginosko works with the qualified management company to prepare a marketing and lease up plan to ensure projected occupancy rates are exceeded.

Do you need Ginosko to help you with the marketing and lease up your project?

At this point, construction has been completed, tenants have been certified and qualified occupancy has been attained, and the final step is closing the construction loan and converting to a permanent mortgage. Ginosko works with the property management company to ensure project stabilization benchmarks are achieved, and works with experienced attorneys to review, compile, and coordinate the myriad of permanent loan closing documents.

Do you need Ginosko to help with the stabilization and final closing of your project?

Ginosko provides general construction services and is a licensed builder in the State of Michigan. It offers rehabilitation/renovation and ground up new construction services to build your project.

Do you need Ginosko to help you construct or rehabilitate your project?

Ginosko knows what to expect and what to demand from a property management company. It solicits and reviews management proposals, selects the best company and negotiates the management contract. Ginosko also performs Asset Management functions by “Managing the Management Company” during the life of the project.

Do you need Ginosko to provide Property and Asset Management for your project?

Ginosko provides full accounting services for projects including invoice and draw management, general ledger and balance sheet reporting, and coordination of cost certifications and tax returns.

Do you need Ginosko to provide accounting services for your project?

Check this box if you have a signed purchase agreement or already own the site in question and provide in the file upload section at the end of the form.

Check this box if you already have existing design documents (survey, architectural plans, etc.) for your project and provide in the file upload section at the end of the form.

Check this box if you have a market study completed or a market study is underway. If you have the completed market study, please provide in the file upload section at the end of the form.

Check this box if you have already completed a Phase I Environmental Site Assessment and provide in the file upload section at the end of the form. If you have more than a Phase I, please specify the additional reports in the additional due diligence field below.