In todays complex financial environment, timely insights and prudent guidance are essential to effectively manage money and work toward financial goals.

On a daily basis we are faced with an array of financial considerations and unknowns. Shelley's goal is to make a difference for our members, their families, and their future. Whether working towards retirement or building a legacy for our members and their families, Shelley can work with them to develop an investment plan aligned with their needs and goals. A successful plan requires monitoring, re-balancing, and accommodating life changes, Shelley is here to ensure they remain on track.

As a financial professional Shelley is well prepared to discuss member's specific financial situations. She dedicates the time to understand each individual, couple, or family situation while educating clients on their options. Shelley Hertel, AAMS®, CRPC®, MBA has been serving the financial community since 2004.

Shelley offers clients financial services in a variety of areas:

• Federal Employees Benefits

• Retirement Planning

• Investment Portfolio Analysis

• Tax-advantaged Investing

• Life insurance & Long Term Care

• Traditional & Roth IRAs

• 401(K), 403(b), & TSP Rollover Services

Shelley offers access to a full range of non-proprietary investment products including:

• Stocks

• Bonds

• Mutual Funds & Exchange Traded Funds

• Tax Free* & Tax Deferred Investments

• Annuities - Fixed, Indexed, & Variable

• Certificate of Deposit Alternatives • Alternative Investments & REITS • Structured Notes

*State & local taxes may apply